About us

About LoanZilla

LoanZilla has helped homebuyers and homeowners from its Kirkland office since 2006. We're an independent mortgage brokerage: instead of selling one bank's loans, we compare programs and pricing from dozens of wholesale lenders and match each client to the loan that fits.

We built our business on honesty, integrity and competence — and on referrals. Most of our clients come to us because someone they trust told them to call.

Why we STOMP the big banks

LoanZilla stomping a big bank

A bank's loan officer can only offer that bank's products and pricing. We can shop the market, and we're small enough that you work directly with an experienced loan officer from application to closing. That combination is how we deliver strong rates, low costs and straight answers.

It also makes us fast. Big banks commonly plan on 30 days or more to close. We routinely close purchases in as little as 10 to 14 days, and when everyone responds quickly, most of our loans are clear to close within about two weeks — an edge that can help your offer win.

Led by experienced principals

Rick Trepus, President & Loan Officer

Rick Trepus

President & Loan Officer · NMLS #67667

More than 30 years in mortgage lending. Rick guides his own clients and works with every LoanZilla loan officer on loan strategy and tough files. His background includes real estate development and commercial investment.

Clint Aguon, CEO & Loan Officer

Clint Aguon

CEO & Loan Officer · NMLS #1893008

More than 20 years of residential and commercial real estate investing, development, and lending experience that shapes how he structures and tailors loans for his clients, including buyers, investors, and the self-employed.

Because our principals have financed, built and owned real estate themselves, we're comfortable with the loans other lenders find complicated: self-employed income, investment properties, jumbo loans and one-of-a-kind homes.

What you can expect

  • Advice first. We explain your options and trade-offs before recommending anything.
  • Transparency. Every cost is on your Loan Estimate; no surprises at closing.
  • Communication. You'll always know where your loan stands and what comes next.
  • Experience. Decades of combined lending and real estate experience behind every file.
  • Speed. We routinely close purchases in as little as 10 to 14 days when everyone responds quickly.

Company details

Super T Financial Inc. dba LoanZilla · NMLS #67412 · Licensed in Washington, Oregon, Idaho, Georgia, Florida and Texas · 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA 98033 · 425.659.3388

Meet the teamRead client reviewsLicensing & disclosures

Experienced advice, not a sales script.

LoanZilla has helped homebuyers and homeowners since 2006. Our principals bring decades of mortgage lending experience, plus hands-on backgrounds in real estate investment and development — so when your situation isn't simple, you're talking to people who've seen it before.