Our team

Rick Trepus

President & Loan Officer at LoanZilla · NMLS #67667 · Direct 206.940.0454

Rick Trepus

President & Loan Officer

About Rick

Rick has more than 30 years in mortgage lending and is LoanZilla's resident expert on loan strategy. He guides his own clients and works with every LoanZilla loan officer on structuring loans and getting past obstacles on tough files.

His background also includes real estate development and commercial investment, so he understands the transaction from the owner's side as well as the lender's.

Working with Rick

As a LoanZilla loan officer, Rick compares loan programs and pricing from dozens of wholesale lenders on your behalf — not one bank's products — and handles your loan from the first conversation through closing. Purchase, refinance, cash-out, jumbo, FHA, VA and investment property loans are all part of what we arrange.

What clients say about Rick

“Rick got our loan done when the other sources we tried failed. It was a master class in navigating the click-the-box mentality of financial institutions.”

— Richard Landon

“Rick at lone Zilla did an outstanding job. He kept my escrow company on track and they really needed the help without him.It would not have gone as smooth, not even close.I'd highly recommend em, and we'll use them again in the future.If there is a need.”

— Rob Smith

“We worked with Rick Trepus, and he was fantastic through the whole process. Due to Covid-19 and the state and federal responses, there were numerous logistical and policy changes that came into play, and Rick was able to help us navigate through all of that, and he always took the time to answer questions we had. Despite all the extra challenges, we were able to get a good rate and close on time. I'm very happy with our experience with Rick and LoanZilla.”

— Jonathan McAfee

“Rick and Clint have done multiple mortgages and refinances for us and they're as good as it gets. A couple have been pretty typical and they got us outstanding rates and low costs on loans that we're better than anything else we shopped for by far. We've also had to string together some pretty interesting financings and that's when they've really shined- they're creative and know the business inside and out so they're the guys you want working on your behalf. No corporate sales BS, no pushy mortgage brokers trying to get the best deal for themselves. There's a reason these guys built their business on referrals- they're the best!”

— Andy Campbell

Read all client reviews

Other LoanZilla loan officers

Experienced advice, not a sales script.

LoanZilla has helped homebuyers and homeowners since 2006. Our principals bring decades of mortgage lending experience, plus hands-on backgrounds in real estate investment and development — so when your situation isn't simple, you're talking to people who've seen it before.