Spokane, Washington
Spokane mortgage broker for the Inland Northwest
Spokane is the hub of the Inland Northwest, with homes ranging from early-1900s houses on the South Hill to newer construction in Kendall Yards and on the north side. We help buyers and homeowners from Spokane and Spokane Valley to Liberty Lake — and LoanZilla is licensed across the state line in Idaho, too.
Neighborhoods we know
South Hill, Manito, Rockwood, Lincoln Heights, Browne's Addition, Kendall Yards, the Logan and Perry districts, Audubon/Downriver, Five Mile, Indian Trail, North Hill and Hillyard, plus Spokane Valley, Liberty Lake, Mead and Airway Heights.
Loans that fit Spokane
Spokane County uses the standard 2026 conforming limit of $832,750, and much of the market falls well within FHA and conventional limits, which makes Spokane a strong place for first-time buyers. Fairchild Air Force Base, just west of the city, makes VA loans common, and some communities outside the urban area qualify for USDA financing.
Investors and builders
Spokane's older housing stock and steady rental demand bring a lot of investors. We arrange DSCR, fix-and-flip and construction loans alongside standard purchase and refinance loans, and our principals' real estate investment and development experience helps when a property needs work.
Across the state line
Many Inland Northwest households live in one state and work in the other. Washington has no state income tax on wages and Idaho does, while Idaho gives owner-occupants a homeowner's exemption on property taxes. We're licensed in both states, so if you're weighing Spokane against Coeur d'Alene or Post Falls, we can pre-approve you for either. See our Idaho page.
Loans we arrange in Spokane
See the Washington loan limits