Vancouver, Washington
Vancouver, Washington mortgage broker
Vancouver sits across the Columbia River from Portland, and many buyers here live in Washington and work in Oregon. LoanZilla is licensed in both states, so we can help whether you buy in Clark County or across the river.
Neighborhoods we know
Downtown and the Columbia Waterfront, Esther Short, Uptown Village, Hough, Arnada, Shumway, Cascade Park, Fisher's Landing, Bennington, Image and Ellsworth, plus nearby Felida, Salmon Creek, Hazel Dell, Orchards, Camas, Ridgefield and Battle Ground.
Two states, one commute
Washington has no state income tax on wages, but Oregon generally taxes wages earned in Oregon, even for Washington residents. Lenders qualify you on gross income either way, but your take-home pay differs, so we help you set a payment you're comfortable with — not just the maximum you qualify for. (A tax professional can confirm how the rules apply to you.)
Loans that fit Vancouver
Clark County uses the standard 2026 conforming limit of $832,750, not the higher Seattle-area figure, so larger purchases reach jumbo territory sooner than they would around Seattle. Newer subdivisions east of I-205 and north toward Salmon Creek often fit conventional or FHA loans, and some rural parts of northern Clark County may qualify for USDA financing; we check the address.
Loans we arrange in Vancouver
See the Washington loan limits