Washington mortgage broker, based in Kirkland

What makes Washington different

• Two loan-limit worlds. King, Pierce and Snohomish counties have a 2026 conforming limit of $1,063,750; the rest of the state is $832,750. Where you buy can decide whether you need a jumbo loan. → Washington loan limits
• High-cost metro, rural opportunity. Around Seattle, jumbo and high-balance loans are common. Outside the metro, many towns qualify for USDA financing.
• A large military community. Joint Base Lewis-McChord, Naval Base Kitsap and Whidbey Island make VA loans a big part of the market.
• State help for first-time buyers. The Washington State Housing Finance Commission pairs every one of its home loans with down payment assistance, and the Covenant Homeownership Program helps eligible first-time buyers.
• Condos and townhomes. Many Puget Sound buyers start with a condo, and condo projects need to meet lender or FHA requirements; we check early.

Loans we arrange across Washington

Cities we serve most often

Each with its own page — plus Kenmore, Lake Forest Park, Mill Creek, Lynnwood, Snohomish, Monroe, Renton and communities statewide. Across the borders, we also lend in Oregon and Idaho.